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Tag Archives: Emergency Fund

How to Start Saving an Emergency Fund

 By Joey Johnston Financial experts agree it’s a good idea — really, a necessity — for all consumers to build an emergency fund that covers three to six months of living expenses. It prevents a bad situation from becoming a catastrophe if there’s a job loss or unexpected financial circumstances. But what if you have no emergency fund — as in zero? What happens if there are no savings, no …Read More

Are You Ready for an Emergency?

By Mark Foster Recently Bankrate.com released a staggering statistic stating, “66 million U.S. adults have no savings.” Let that sink in for a minute. That’s the same number as the population of California and Texas put together! That’s a lot of people living paycheck-to-paycheck, and living on the edge of a financial cliff. It can be easy to put off the task of building your savings account, however the reality …Read More

Create and Grow Your Emergency Fund Safety Net

By Mark Foster Emergencies are a fact of life. A lot of things in life aren’t planned – a flat tire, an emergency room visit, or a broken air-conditioner, for example. The question isn’t whether an emergency will pop up, but whether someone is prepared for it or not. Many people are not financially ready for an emergency. In fact, 39 percent of American adults have no savings to cope …Read More