Have a Question?

Do you have a puzzling personal finance question?

Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.

My credit reports have an error in them. What should I do?

Your credit reports are supposed to be an accurate record of your history with debt. But sometimes they're simply not accurate. In fact...

Sarah Brady / Saturday July 6, 2024

Conquering Debt: Practical Tips for Financial Freedom

Debt can feel like an insurmountable mountain looming over your financial landscape. It's a burden that weighs heavy on the shoulders o...

Bruce McClary / Thursday April 18, 2024

Teach Your Children to Save Money With These Expert Tips

Did you know April 27th is National Teach Children to Save Day? This year, take a step beyond simply giving a piggy bank and...

Jessica Blais / Tuesday April 16, 2024

Should I remain as a cosigner on a loan or remove myself to lower my debt?

The NFCC often receives questions from readers about their money challenges. We answer your common questions in our...

Erik Brandt / Wednesday August 2, 2023

Can a Car Loan Affect My Ability to Buy a House?

The NFCC often receives questions from readers about their money challenges. We answer your common questions in our...

Bruce McClary / Friday May 12, 2023

How a Creditor Closing Your Account Can Hurt Your Credit

Question: My credit card account was closed 6 years ago. After it was closed I paid a reduced payment at the request of the credit card compan...

Bruce McClary / Thursday May 11, 2023

Inflation and Credit Card Debt: What You Need to Know

Think sky-high inflation won’t have an impact on your credit card debt? Think again—the combination of higher prices and rising variable APRs that come with...

Jessica Blais / Wednesday March 22, 2023

Credit Cards vs Loans: Where to Focus Your Tax Refund

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Bruce McClary / Tuesday February 14, 2023

How to Shop for Affordable Auto Insurance

When it comes to shopping for car insurance, you want affordable auto insurance that also meets your needs. Your coverage rate depends...

Bruce McClary / Saturday December 17, 2022

Should I Pay My Parent Plus Loans Aggressively?

Q: My dad took out Parent Plus loans to help me pay for school. The loan has grown by 10k even though he has been payi...

Barry Coleman / Thursday September 15, 2022