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#AskanExpert: What Can I Do If My Credit Card Company is Suing Me?

Q:  I have credit card debt and 2 personal loans. I have gone through financial hardship and have not been able to pay. Today I got served by court papers where a credit card company is suing me to get their money. I have never gone through this before and I am overwhelmed. I don’t know what to do. I don’t have the money to pay up front. What can …Read More

Ask An Expert: What steps should I take to prepare as a first-time homebuyer?

Q. What steps should I take to prepare as a first-time homebuyer? Dear reader: The prospect of becoming a home owner is very exciting and it’s the beginning of a long-term financial commitment, probably one of your biggest. Many first-time homebuyers find the process a lot trickier than expected, so it’s wise to be prepared to ensure you will have a successful experience. Here are some tips to help you …Read More

Ask an Expert: Does Income-Driven Repayment for Student Loans Affect Homeownership?

Q: I am in a position where I would like to buy my first home but I have some student loans that I’m worried about.  Right now, I am on the income-driven repayment (IDR) plan, will this be an issue I need to consider before taking the leap to homeownership? A: Dear reader, It’s definitely wise to consider your student loans if you plan to become a homeowner in the future. Getting approved for …Read More