Go to Top

Blog Archives

Best Ways to Pay for Your June Wedding

Often pairing the warm weather of early summer with the beautiful blossoms of late spring, June is considered to be an ideal time to say “I do” for most of the country. But no matter how picturesque the wedding’s setting, many couples may have a hard time seeing anything but red as the big day approaches and the wedding bills start rolling in.   Depending on the size and location …Read More

How To Make Renting Simpler and More Affordable While Improving Your Credit

Renting has, for a long time, been a stepping stone to homeownership. Yet, over the past 50 years, more Americans are renting for longer periods, with many never moving beyond that point. Additionally, rental prices are going up everywhere, while the availability of units has stagnated and even decreased in some markets.    More restrictive lending in the housing market is a key factor to why more people are renting …Read More

Preparing for Large Purchases Before College Graduation

Saving Before Graduation While it’s difficult to focus on the future with a mountain of homework in front of you, there are easy ways to start saving before you graduate. Since a vast majority of college students share housing, many are able to drastically cut electric, utility, cable, and internet bills. Some Ways Student Can Cut Costs: Share streaming services, phone plans, and grocery bills with roommates or family. Negotiate …Read More

Saving on Your Summer Vacation with Smart Credit Card Use

For many people, it takes all year long to save up for that special summer vacation, be it a romantic trip for two or an adventure for the whole family. But a lot can happen before summer comes, and that vacation fund can often get trimmed to take care of other necessities. Thankfully, there are ways to save on your summer vacation — and your favorite credit card may be …Read More

The Truth About Business Credit Cards

It’s no secret that when you are starting a small business, your personal and business finances quickly become intertwined. One area of common confusion is business credit cards. How are they different? Do they have the same protections? How will they affect your personal credit? How do you choose one? In this blog post, we explore these questions and more so you can make an informed decision for your small …Read More

Managing Your Student Loan Debt When Looking to Buy a Home

According to Pew Research, nearly four in 10 adults under age 30 have student loan debt. If you’re among that number, becoming a first-time homebuyer can seem a bit daunting. However, with proper planning, you don’t need to worry that your student loan debt will keep you from qualifying for a home loan. Read on for six practical ways to make home buying feasible as you manage your student loan …Read More

Financing Your Business? Consider an SBA Loan

  By Tom Pretty, Head of SBA Lending Small business is the backbone of the U.S. economy, with nearly 29 million operating around the country, according to the U.S. Small Business Administration (SBA) Office of Advocacy. For these enterprises, securing funding can impact their ability to operate and grow, yet most small business owners do not fully understand all of the types of credit available to their business. When choosing …Read More

“Spring Cleaning” Your Wallet

From the birds tidying up their nests to the gardeners preparing their land, spring is the time that we clean away the cobwebs of winter and get ready for the year ahead. But while many of us take part in an annual spring cleaning of our homes, few of us extend that same principle to one of our messiest places: our finances.   Cleaning Up Your Finances The idea of …Read More

Eight Ways to Get Your Teen Prepared for a Summer Job

For teenagers, that first summer job is a major gateway to adulthood – and the eye-opening realities that come with every paycheck. Unlike chores and the occasional babysitting or lawn mowing job around the neighborhood, salaried employment gives young people their first real taste of the workplace, and what earning a living may be like. Building money responsibility and financial independence is part of that picture. Parents can help prepare …Read More

Retirement Planning for Small Business Owners

Small business owners are in a unique position when it comes to planning for retirement because, as their own boss, they will not have a 401(k) or pension option from an employer planning retirement on their behalf. With a number of different plan options (the SEP IRA, the Self-Employed 401(k), Simple IRA, the Simple 401(k), and the Roth IRA, to name a few), deciding on one takes patience and sometimes, …Read More