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Financial Spring Cleaning: Tips For Tidying Up Your Finances

For many Americans, the onset of spring and fresh air outside means spring cleaning inside. It’s time to swap winter clothes for spring/summer ones and to get rid of the dust and clutter that’s built up over the cold months. Spring also is a great time to put your finances in order and save money in the process.The National Foundation for Credit Counseling (NFCC) suggests the following tips for tidying …Read More

NFCC and Divvy Homes Partnership Helps Renters Become Homeowners

The National Foundation for Credit Counseling (NFCC) and Divvy Homes are partnering to help renters take steps toward affordable, sustainable homeownership. The program, which also involves NFCC Member agency, Money Management International (MMI), will provide prospective home owners with access to a dedicated coach through the Envisioning Home Ownership (EHO) program announced in June of 2018. The coaches, all of whom are NFCC Certified Housing Counselors, will work with each individual to …Read More

Twelve Steps to Financial Success

Getting on track financially takes work and a commitment to success.  Changing the way you manage your money requires you to take inventory and create a plan. If you have debt to pay off, it can take endurance, often requires sacrifice and can be uncomfortable at times. To get started on the road to financial success, the NFCC offers the following 12-steps: 1. Review your credit report – Much of your …Read More

#AskanExpert: What’s the best way to handle a student loan in default?

Q. I have a question regarding a student loan that has gone into default. I’ve reached out to the collection agency and have been given three options for paying off the loan. 1) I can pay off the loan in full immediately (including fees and interest). The result would be that on my credit report I would have a default remaining and the notation would read ‘paid in full in …Read More

Why the Future of Financial Health Matters to the NFCC Staff

Each year the Center for Financial Services Innovation promotes a Financial Health Matters Day in an effort to raise awareness and dialog with consumers about the importance of financial education. According to CFSI’s Financial Health Pulse, only 28% of Americans are financially healthy. As a CFSI network member, the NFCC has joined in the efforts to raise awareness and work towards a future where all Americans are financially healthy.   …Read More

Join Us for Financial Literacy Survey #FinFitChat April 9 at 3pm ET!

  Follow #FinFitChat as we’ll be discussing this year’s findings from our 2019 Financial Literacy Survey with @Experian!  Make plans to join our #FinFitChat on Twitter on Tuesday April 9 at 3pm EDT! There will be 2 chances to win an Amazon gift card!  1-$50 Amazon gift card 2-$25 Amazon gift card Use #FinFitChat to participate. For an easy way to keep track of the conversation, try using TweetChat. Questions we’ll discuss: Q1. …Read More

Time Management for Small Business Owners

Time is money as they say, and that’s especially true when it comes to running your small business. Here are four steps you can take to ensure your time is being spent well:   Set Goals and Plan Your Day Lewis Carrol once said, “If you don’t know where you are going, any road will take you there.” The first and most important step in effective time management is figuring …Read More

Join Us for Our Tax Return Themed #FinFitChat March 26th at 3pm ET!

Follow #FinFitChat as we discuss planning for your tax refund, how to handle an unexpected tax bill and more!  Make plans to join our #FinFitChat on Twitter on Tuesday March 26th at 3pm EDT! There will be 2 chances to win an Amazon gift card!  1-$25 Amazon gift card 2-$15 Amazon gift card Use #FinFitChat to participate. For an easy way to keep track of the conversation, try using TweetChat. Questions we’ll discuss: …Read More

When Does My Small Business Need an Office?

With more and more people working remote, it’s worth asking whether or not your small business even needs an office, and if it does then when is the best time to invest? While no one can tell you exactly when you need to invest in office space for your small business, below is a short list of some of the pros and cons of getting an office, which will hopefully …Read More

NFCC Examines History of Women and Credit

Women are encouraged to obtain credit in their own name As we recognize Women’s History Month. the National Foundation for Credit Counseling (NFCC) examines the evolution of credit as it relates to women, and encourages women to take advantage of the credit opportunities available to them today to establish credit in their own name. Many young women have never known a time when credit was not available to them, but …Read More