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Advice for Cleaning Up Your Credit in the New Year

A new tax year is upon us, and that means it’s time to take full stock of your finances — for better or for worse. Yearly budgets should be evaluated, your wallet of credit cards should be audited, and you should perform your annual credit report checks (which you can do for free once a year through AnnualCreditReport.com.)   Depending on how long it’s been since you did, well, any …Read More

3 Tips for Paying Down Holiday Debt

With the average person spending an estimated $1,250 on holiday purchases during the 2018 festivities, it’s likely that many consumers will be dealing with holiday debt as January progresses. While you can find lots of advice for paying down debt with a few internet searches, many of the best strategies can be boiled down to three basic tips.   Get Organized   The key to nearly any successful venture — …Read More

Should You Open a Store Credit Card for Holiday Shopping?

Whether you’re tackling your holiday shopping in-store or online, chances are good you’ll be offered at least a few store credit cards this season. And those offers can be extremely tempting, full of alluring words like “20% off,” “free shipping,” and, perhaps the most appealing of all, “0% financing.”   But, as attractive as these offers can be, store credit cards aren’t always the innocent beacons of savings that their …Read More