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Do you have a puzzling personal finance question?

Our NFCC experts are here to help with answers. Ask an Expert is a way for you to get your financial questions answered in a safe place. Our experts are here to cover all kinds of tough financial topics, including student loans, military-related finances, bankruptcy, housing issues, such as first time homebuying or pre-foreclosure, as well as credit, debt and budgeting.

Can I Dispute a Change the Collection Agency Made to My Credit Report?

Q: I have a debt that was removed from my credit report in 2021. It was then sold to a different collection agency and...

Bruce McClary / Wednesday July 13, 2022

How Will Medical Collection Debt Affect my Credit Score?

By: Anay Villar Q: I would like to know how the new medic...

Tuesday July 5, 2022

How Can I Repair My Credit the Right Way?

Question: I’m looking for help to repair my credit. I made a mistake in joining a debt consolidation group and they have trashed my credit. N...

Bruce McClary / Monday June 20, 2022

Four Tips for Dealing with Inflation

Not all of us remember the 1980's, but those who do might be experiencing some flash-backs, at least when it comes to paying for...

Tuesday June 7, 2022

Dealing With Medical Bill Debt Without Insurance

My husband got really sick in November...without insurance. The big bills are just starting to roll in from the dialysis center and s...

Bruce McClary / Thursday May 12, 2022

Can I Maintain My Take Home Pay While Maxing Out My 401(k) Contributions?

With so many payroll deductions, it is common for many people to feel their take-home pay is almost gone by the time it gets to them....

Bruce McClary / Friday April 29, 2022

Should I Consider the Public Service Loan Forgiveness Program (PSLF)?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Courtney Nagle / Friday April 8, 2022

Where to find guidance to deal with student loan debt relief?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Barry Coleman / Friday March 25, 2022

Can debt collectors sell or transfer the rights to your accounts?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...

Bruce McClary / Monday March 21, 2022

Should I pay my old debt before applying for a mortgage?

The NFCC often receives readers debt collection questions asking us what they should do in their money situation. We pick some to sha...

Bruce McClary / Friday March 18, 2022