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Let's Get Started phone icon 800-388-2227
  • How We Help
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  • Who Benefits
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    • Military and Veterans
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    • Students
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    • Agency Finder
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Should I Consider the Public Service Loan Forgiveness Program (PSLF)?

The NFCC often receives readers questions asking us what they should do in their money situation. We pick some to share that others could be asking themselves a...
Courtney Nagle / Friday April 8, 2022
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Top Ten Ask an Expert Credit and Debt Questions

Over the last few years, we’ve received hundreds of credit and debt questions from our readers and they often have similar themes. What is the best way to pay...
Courtney Nagle / Thursday March 10, 2022
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How 2022 Will Impact Your Personal Finances

A new year always brings new opportunities and new challenges. As we settle into 2022, it’s a good time to begin thinking about the...
Courtney Nagle / Thursday March 3, 2022
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Financial Tips For Spring Cleaning Your Finances

For many Americans, the onset of spring and fresh air outside means spring cleaning inside. It's time to swap winter clothes for spring/summer ones and to get r...
Courtney Nagle / Tuesday March 1, 2022
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How Inflation, Rising Wages, Low Housing Inventory and Expiring Government Programs Will Impact your Financial Goals in 2022

There is no better time than right now to check in on your financial goals and assess how each of your financial-focused new year’s...
Courtney Nagle / Monday February 28, 2022
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How Paying Down Debt Helps You Save

This week is America Saves Week, a national campaign to raise awareness about the...
Courtney Nagle / Wednesday February 23, 2022
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How Paying Down Debt Helps You Save

This week is America Saves Week, a national campaign to raise awareness about the...
Courtney Nagle / Wednesday February 23, 2022
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Azie Taylor Morton and the Role of U.S. Treasurer

To honor Black History Month, we are taking a look at the lives and accomplishments of African Americans who have played important roles in the American economi...
Courtney Nagle / Tuesday February 22, 2022
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The Legacy of Richard R. Wright and the National Bankers Association

The NFCC is taking a closer look at the stories of famous African Americans who were influencers in the areas of economics and finance, as part of Black History...
Courtney Nagle / Thursday February 17, 2022
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Which Debt Repayment Method is Right for You? A Closer Look at Debt Settlement

When you have significant credit card debt, you want to develop a plan to pay it off as quickly as possible. The debt can keep you from...
Courtney Nagle / Tuesday January 25, 2022
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National Foundation for Credit Counseling
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Washington, DC 20006
 

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[1] The Debt Settlement Process often negatively impacts a consumer’s credit score. (Investopedia)

[2] According to a study by the Center for Responsible Lending (CRL), Debt Settlement companies often charge high fees (CRL)

[3] DMPs are legal agreements between you and your creditors. There are generally no tax implications for full balance DMPs. Less Than Full Balance DMPs may involve tax consequences.