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NFCC Client Testimonials

Prepare To Be Inspired

Meet some of the people that NFCC’s member agencies help every year. Maybe one of these stories will inspire you to get in touch with a credit counseling agency near you and start down the road to financial health. Begin a brighter financial future today.


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“I learned to honor and respect my money.”
Martha Souder, Maryland

Debt was crushing Martha Souder, physically and emotionally. Her first step in getting out from under her debt was turning to Guidewell Financial Solutions. She stayed the course despite the challenges that popped up over the three-and-one-half years she was on her debt management program, paying off almost $50,000. Now she is saving to buy her own home!

“For people in recovery, financial wellness is a critical aspect of reintegration into our communities. I know many veterans who have had similar positive outcomes by the program following Sue delivers.”
Steve Hines, Massachusetts

Read more about how Steve Hines has benefited from financial education programs provided by American Consumer Credit Counseling at his local V.A. hospital to help him “clear up the financial wreckage that has accumulated over many years of neglect.”

“We seek professional help for everything else in our lives, this is something you really need professional help for.”
Richard & Susan Ramirez, California

The Ramirez’s found themselves facing high interest rates and minimum payments on almost $100,000 in credit card debt that they couldn’t afford. Through employment ups and downs, health problems and the loss of their home, CCCS of Orange County helped them pay off that debt over 5 years and they came out the other side stronger and happier.

View more videos like these on NFCC’s YouTube channel.