With a reputation as a fiscally conscious and goal-driven executive, Joel Greenberg is a 23-year veteran and nationally recognized leader in the credit counseling industry. As Founder, President and CEO of Navicore Solutions (Garden State Consumer Credit Counseling, Inc.), Joel crafted a strategic vision that has propelled the organization’s growth and reputation for excellence since 1991. One of the largest nonprofit financial counseling organizations in the country, Navicore Solutions provides financial education, budget counseling, credit counseling and debt management, student loan counseling, and housing and mortgage default counseling to over 120,000 individuals each year. Navicore Solutions is also approved by the Executive Office of the US Trustees (EOUST) to provide pre-filing bankruptcy counseling and pre-discharge bankruptcy education. Navicore Solutions 275 employees assist consumers nationwide through 10 counseling offices in 9 states.
In March 2008, Navicore Solutions hosted President George W. Bush for a roundtable meeting on the mortgage crisis, during which the President praised the organization for the quality of its counseling efforts with distressed homeowners across the country.
In 1993, Joel co-founded the Association of Independent Consumer Credit Counseling Agencies (AICCCA), where he continued to serve as Chairman of the Board through April 2014. He was also an active participant in the development of the National Conference of Commissioners on Uniform State Laws (NCCUSL) of the Uniform Debt Management Services Act (UDMSA).
From 1980-1991, Joel held the position of Chief Financial Officer at Breton International, a privately held diversified company with interests in training and development, real estate, travel and food service. From 1971 to 1980, Joel served as the Controller at Times Square Stores Corp., a privately held retail store chain with $1billion in annual sales.
Joel earned his Bachelor’s degree in Accounting from Queens College of the City University of New York and honorably served his country for four years in the United States Air Force.