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| Bankruptcy Resources
In an effort to provide educational tools that will assist in understanding consumer responsibilities under the new bankruptcy law the NFCC has developed two educational books. |
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 More Than One Way Out: Personal Bankruptcy, Consequences and Alternatives
(68 pages) explores alternatives to bankruptcy and provides an overview of bankruptcy, including discussions of the differences between a Chapter 7 and a Chapter 13 bankruptcy filing. It is intended for use in conjunction with pre-filing counseling as provided by the new bankruptcy law. Price $15.95.
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 Live a Richer Life: A Roadmap to Personal Financial Health Following Bankruptcy
(78 pages) provides information about managing personal finances. It includes information about analyzing spending patterns and establishing a personal budget. It is designed to assist with pre-discharge education as mandated by the new bankruptcy law. Price $15.95.
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| For more information, contact orders@nfcc.org |
National Foundation for Credit Counseling agencies approved
to provide Pre-Filing Counseling
This list is updated monthly
Advantage Credit Counseling Service, Inc.
ByDesign Financial Solutions
Catholic Charities Credit Counseling
CCCS (A Division of Triangle Family Services)
CCCS of Alabama, Inc.
CCCS of Alaska
CCCS of Beloit/Janesville
CCCS of Brevard (A Division of the Family Counseling Center)
CCCS of Buffalo, Inc.
CCCS of Central Alabama (Division of Gateway)
CCCS of Central Florida and the Florida Gulf Coast, Inc.
CCCS of Central New Jersey (A Division of Family Guidance Center)
CCCS of Central New York, Inc.
CCCS of Central Ohio, Inc.
CCCS of Central Oklahoma, Inc.
CCCS of Coos-Curry, Inc.
CCCS of Delaware Valley
CCCS of Duluth (Program of Lutheran Social Service of Minnesota)
CCCS of Elgin (A Division of Family Service Association/Greater Elgin Area)
CCCS of Fayetteville
CCCS of Forsyth County, Inc.
CCCS of Gaston County (A Division of Family Service, Inc.)
CCCS of Grants Pass
CCCS of Greater Atlanta, Inc.
CCCS of Greater Dallas, Inc.
CCCS of Greater Greensboro, a Division of Family Service of the Piedmont, Inc.
CCCS of Greater Milwaukee
CCCS of Greater New Orleans, Inc.
CCCS of Greater San Antonio, Inc.
CCCS of Hampton Roads (A Program of Center for Child & Family Service, Inc.)
CCCS of Hawaii
CCCS of Huntington, a Division of Goodwill Industries
CCCS of Jacksonville (Family Foundations)
CCCS of Kern & Tulare Counties
CCCS of Lafayette (A Division of Family Service, Inc.)
CCCS of Lima
CCCS of Linn-Benton, Inc.
CCCS of Madison
CCCS of Maryland & Delaware
CCCS of McHenry County, Inc.
CCCS of Mid-Florida, Inc.
CCCS of Mid-Willamette Valley, Inc.
CCCS of Middle Georgia, Inc.
CCCS of Mobile-Family Counseling Center of Mobile, Inc.
CCCS of Nebraska, Inc.
CCCS of New Hampshire & Vermont
CCCS of New Jersey
CCCS of North Central Illinois
CCCS of North Central Texas, Inc.
CCCS of North Central West Virginia (Criss-Cross, Inc.)
CCCS of Northeastern Indiana
CCCS of Northeastern Iowa
CCCS of Northeastern Pennsylvania, Inc.
CCCS of Northeastern Wisconsin (FISC - A Program of Goodwill Industries)
CCCS of Northern Colorado & Southeast Wyoming
CCCS of Northern Idaho
CCCS of Northern Nevada
CCCS of Northwest Indiana
CCCS of Oklahoma, Inc.
CCCS of Portage County
CCCS of Puerto Rico, Inc.
CCCS of Rochester, Inc.
CCCS of San Francisco
CCCS of Santa Clara & Ventura County, Inc.
CCCS of Sheboygan (A Division of Family Service Association)
CCCS of South Texas
CCCS of Southern Oregon, Inc.
CCCS of Southern West Virginia
CCCS of Southwest Georgia
CCCS of Springfield
CCCS of the Black Hills
CCCS of the Miami Valley(Sponsored By Graceworks Lutheran Services)
CCCS of the Mid-Ohio Valley
CCCS of the North Coast
CCCS of the Savannah Area, Inc.
CCCS of the Tri-Cities
CCCS of The Village Family Service Center
CCCS of the YWCA/Paso Del Norte Region
CCCS of Topeka (A Division of Housing and Credit Counseling, Inc.)
CCCS of West Florida, Inc.
CCCS of West Georgia/East Alabama
CCCS of Western North Carolina, Inc. dba OnTrack Financial Education &Counseling
CCCS of Yakima Valley
CCCS, Inc.
CCCS, Twin Cities
CCCS/A Division of Compass of Carolina
ClearPoint Financial Solutions, Inc.
Consumer Credit Counseling Service
Consumer Credit Counseling Service of Lutheran Social Services of South Dakota
Consumer Credit Counseling Service of Orange County
Consumer Credit Counseling Service of Southern Nevada & Utah
Credit Counseling of Arkansas, Inc.
Credit Counseling of Columbia, A Program of Consumer Credit Counseling Service
Douglas CCCS
Family Service Agency - CCCS
Family Services CCCS
FamilyMeans Consumer Credit Counseling Service
GreenPath, Inc./dba GreenPath Debt Solutions
Horizons Consumer Credit Counseling Service
LifeSpan Credit Counseling, Consumer Credit Counseling Service
MOMENTIVE Consumer Credit Counseling Service, Inc.
Money Management International
Partnership for Families, Children and Adults, Inc./CCCS Division
Rural Dynamics dba CCCS of Montana
Springboard Non-Profit Consumer Credit Management
NFCC Approved Pre-Discharge Education AgenciesThis list is updated monthly
Advantage Credit Counseling Service, Inc.
ByDesign Financial Solutions
CCCS (A Division of Triangle Family Services)
CCCS of Alabama, Inc.
CCCS of Alaska
CCCS of Beloit/Janesville
CCCS of Buffalo, Inc.
CCCS of Central Alabama (Division of Gateway)
CCCS of Central Florida and the Florida Gulf Coast, Inc.
CCCS of Central New Jersey (A Division of Family Guidance Center)
CCCS of Central New York, Inc.
CCCS of Central Ohio, Inc.
CCCS of Central Oklahoma, Inc.
CCCS of Coos-Curry, Inc.
CCCS of Delaware Valley
CCCS of Duluth (Program of Lutheran Social Service of Minnesota)
CCCS of Fayetteville
CCCS of Forsyth County, Inc.
CCCS of Gaston County (A Division of Family Service, Inc.)
CCCS of Grants Pass
CCCS of Greater Atlanta, Inc.
CCCS of Greater Dallas, Inc.
CCCS of Greater Greensboro, a Division of Family Service of the Piedmont, Inc.
CCCS of Greater Milwaukee
CCCS of Greater San Antonio, Inc.
CCCS of Hampton Roads (A Program of Center for Child & Family Service, Inc.)
CCCS of Huntington, a Division of Goodwill Industries
CCCS of Jacksonville (Family Foundations)
CCCS of Kern & Tulare Counties
CCCS of Lima
CCCS of Linn-Benton, Inc.
CCCS of Madison
CCCS of Maryland & Delaware
CCCS of McHenry County, Inc.
CCCS of Mid-Willamette Valley, Inc.
CCCS of Middle Georgia, Inc.
CCCS of Mobile-Family Counseling Center of Mobile, Inc.
CCCS of New Hampshire & Vermont
CCCS of New Jersey
CCCS of North Central Illinois
CCCS of North Central Texas, Inc.
CCCS of North Central West Virginia (Criss-Cross, Inc.)
CCCS of Northeastern Indiana
CCCS of Northeastern Iowa
CCCS of Northeastern Pennsylvania, Inc.
CCCS of Northeastern Wisconsin (FISC - A Program of Goodwill Industries)
CCCS of Northern Colorado & Southeast Wyoming
CCCS of Northern Idaho
CCCS of Northern Nevada
CCCS of Oklahoma, Inc.
CCCS of Olympic-South Sound dba Consumer Counseling Northwest
CCCS of Puerto Rico, Inc.
CCCS of Rochester, Inc.
CCCS of San Francisco
CCCS of Santa Clara & Ventura County, Inc.
CCCS of Sheboygan (A Division of Family Service Association)
CCCS of Southern Oregon, Inc.
CCCS of Southern West Virginia
CCCS of Southwest Georgia
CCCS of Springfield
CCCS of the Black Hills
CCCS of the Miami Valley(Sponsored By Graceworks Lutheran Services)
CCCS of the Mid-Ohio Valley
CCCS of the North Coast
CCCS of the Savannah Area, Inc.
CCCS of the Tri-Cities
CCCS of The Village Family Service Center
CCCS of the YWCA/Paso Del Norte Region
CCCS of Topeka (A Division of Housing and Credit Counseling, Inc.)
CCCS of West Florida, Inc.
CCCS of West Georgia/East Alabama
CCCS of Western North Carolina, Inc. dba OnTrack Financial Education &Counseling
CCCS of Yakima Valley
CCCS, Inc.
CCCS/A Division of Compass of Carolina
ClearPoint Financial Solutions, Inc.
Consumer Credit Counseling Service
Consumer Credit Counseling Service of Lutheran Social Services of South Dakota
Consumer Credit Counseling Service of Orange County
Consumer Credit Counseling Service of Southern Nevada & Utah
Credit Counseling of Arkansas, Inc.
Credit Counseling of Columbia, A Program of Consumer Credit Counseling Service
Douglas CCCS
Family Service Agency - CCCS
Family Services CCCS
FamilyMeans Consumer Credit Counseling Service
GreenPath, Inc./dba GreenPath Debt Solutions
Horizons Consumer Credit Counseling Service
MOMENTIVE Consumer Credit Counseling Service, Inc.
Money Management International
Partnership for Families, Children and Adults, Inc./CCCS Division
Rural Dynamics dba CCCS of Montana
Springboard Non-Profit Consumer Credit Management
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