Knowing the difference can make all the diference


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Welcome! This Quiz will take just a few minutes to complete. It will help you understand your situation, identify problems, and provide guidance. Just answer yes or no to each question.
A Quiz for Homeowners
  1. Do you know what type of mortgage you have?
      2.  Yes         No
  2. (Skip questions 2 and 3 if you do NOT have an Adjustable Rate Mortgage.)
    If you do have an adjustable rate mortgage, do you know when the interest payment and rate will increase?
      3.  Yes         No
  3. Are you concerned about not being able to make your mortgage payments once your interest rate goes up?
      4.  Yes         No
  4. Do you owe more on your mortgage than your home is now worth?
      5.  Yes         No
  5. Have you received collection letters and / or phone calls from creditors, mortgage brokers, or a foreclosing lender?
      6.  Yes         No
  6. Have you received a foreclosure notice on your home?
      7.  Yes         No
  7. Have you applied for, and been denied new credit in the past six months?
      8.  Yes         No
  8. In the past six months, have you skipped paying some bills to have enough money to pay others?
      9.  Yes         No
  9. Did you make the last three mortgage payments on time?
      10.  Yes         No
  10. Do you believe you can refinance your home and everything will be fine?
      11.  Yes         No
  11. Are you having trouble sleeping because of worry about your current financial situation, the possibility of losing your home or car, or your ability to use credit?
      12.  Yes         No
  12. Do you believe that your credit worthiness is damaged beyond repair?
      13.  Yes         No
    Thank you! Please submit your answers by clicking here

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