Congratulations! You've taken the first step on the path to financial stability. As you begin your session you will be asked to provide some basic biographical and financial information. A trained certified counselor will review what you have submitted, inform you of their preliminary thoughts on how they can help you manage your finances, and begin the process of building a counseling program that is best suited to your personal financial situation.

You will need:

•    Pay stubs (to calculate your household monthly income)
•    Creditor statements
•    All assets and their monetary value
•    Monthly expenses (rent/mortgage, car, groceries, etc.)
•    Any collection notices

Let's get started...